Below is a list of grants, loans, and resources available for individuals, freelancers, and small businesses impacted by COVID-19 organized by state.
If your state is not listed below, it does not mean there is not assistance available. You can search online for your state’s name + COVID-19 relief, or something similar, and find any resources available. There will likely be new programs rolling out continuously, so if you don’t see anything offered in your state aside from an SBA loan, keep checking back.
SBA loans are now available in every state.
Comprehensive List for States:
- Forbes posted an article listing state-specific funds, grants, and resources for business owners here.
- The California Employment Development Department (EDD) published some information on obtaining unemployment benefits, workers rights, and general assistance.
- The State of California published these resources for employers and also has this site for funding.
- The City of Los Angeles is offering microloans to small businesses to help with job retention. Loans can vary between $5,000-$20,000 and have rates from 0%-3% with payment deferrals.
- If you live in Los Angeles and work as support staff, you can apply for a grant up to $900 through the Hollywood Support Staff COVID-19 Relief Fund.
- The City of San Francisco is offering grants up to $10,000 to help with paying salaries and rent for businesses with less than 5 employees. You must be able to show a decrease in revenue.
- The Center for Cultural Innovation has an emergency relief grant program available to artists in San Francisco that are either individuals or a non-profit.
- State of CT resources for business-owners (includes information for freelancers and self-employed folx too!)
- Connecticut recently passed emergency loans with 0% interest, up to $75,000 for small businesses.
- Resources for homeowners and renters regarding rent and mortgage relief.
District of Columbia:
- DC has launched the DC Small Business Micorgrant offering grants to businesses and freelancers – apply quickly as applications closed 03/31/20!
- The Florida Disaster Loan is offering up to $50,000 per eligible small business. The loans are interest-free for the first year and 12% per annum thereafter (not a great deal).
- The Illinois Hospitality Emergency Grant is for businesses in the hospitality industry. Applications close April 1, 2020.
- The City of Chicago is offering low-interest loans up to $50,000 for businesses who’ve suffered more than 25% revenue decrease due to COVID-19 and have under 50 employees.
- Iowa has various grants and loans available to freelancers as well as small businesses. You do not need to have employee to qualify.
- The State of Michigan is offering both grants and low-interest loans.
- The State of Massachusetts is offering emergency capital up to $75,000 to small businesses.
- Boston Center for the Arts is offering grants to Boston-based artists that have been impacted by COVID-19.
- New Jersey has a lot of programs available.
New York City:
- NYC Employee Retention Grant helps cover 40% of payroll for two months as long as there’s a 25% decrease in revenue.
- NYC is also offering interest-free loans for small businesses.
- The Ghostlight Fund has stated a grant program for theatre workers in NYC.
- The Brooklyn Community Foundation has started a relief fund.
- Visual Art Exchange (VAE) has started a grant program for artists impacted by COVID-19 in North Carolina.
- Pennsylvania has launched the Working Capital Access Program to offer 0% loans to small businesses.
Please check out our list of grants and resources available that are not state-specific.
Please reach out, we’d love to help!
This post is to be used for informational purposes only and does not constitute legal, business, or tax advice. Each person should consult his or her own attorney, business advisor, or tax advisor with respect to matters referenced in this post. Countless assumes no liability for actions taken in reliance upon the information contained herein.